Includes bibliographical references and index.Nearly 60% of credit card holders do not pay their bills in full every month (Bucks et al., 2006). ... The 2005 bankruptcy legislation focused on the need for improved borrower responsibility but paid insufficient attention to creditor responsibility for ... banks to engage in better credit card practices and to provide greater transparency on minimum payments, 15 and the Federal Reserve proposed changes toanbsp;...
|Title||:||The Behavioral Foundations of Public Policy|
|Publisher||:||Princeton University Press - 2013|