This comprehensive publication provides practitioners in the area of life, health, and disability insurance with a national survey of each of the fifty states regarding misrepresentations on applications as well as the applicable case law interpreting relevant statutes and developing the common law regarding misrepresentations. In addition, the publication will address the evolving issues related to misrepresentations in the context of the Employee Retirement Income Security Act (ERISA).This general rule applies even where the insured has not read the agreement after completing the application process. ... App. 1999) (homeownera#39;s insurance applicant not negligent for having failed to check agent-prepared policy for omissions ... The court found that a negative response to a question asking whether the applicant had any blood disorders was ... so that even though the application contains a warranty that all answers to questions were correct, this has been held only aanbsp;...
|Title||:||Misrepresentation in the Life, Health, and Disability Insurance Application Process|
|Author||:||Joseph M. Hamilton|
|Publisher||:||American Bar Association - 2009|