Credit has virtually replaced cash in the American economy. Everything from home to clothing is acquired through some form of credit. The vast credit network affects everyone's income, purchasing power---and personal reputation. Do you, as a consumer, know how to use this credit to your advantage? In qIt's Your Money, q Adam Starchild tells you how you can make credit a tool, not a threat, and avoid the pitfalls into which so many fall. In qIt's Your Money, q he shares his expertise, in everyday language, to show you how to get the best credit buy for your money. You will learn: * What you should know when shopping for a loan.* The advantages ---and disadvantages--- of credit cards.* How the qTruth in Lendingq Act affects you.* What your rights are regarding your credit file.* How to learn what information is in your investigative file.* How you can be protected from incorrect billing.* How to decide whether to lease or buy.* How to apply for credit.* What government agencies will help you with a consumer credit problem. Credit---not a qfree giftq that generous institutions hand out, but a commodity that you buy. This book will help you make the wisest purchase.With the credit card you can buy an almost endless variety of goods a to the limit of the designated amount of credit for which ... To obtain a credit card, you must first, in most cases, fill out an application form that can be used as the basis foranbsp;...
|Title||:||It's Your Money|
|Publisher||:||The Minerva Group, Inc. - 2001-02-01|