Is aretail therapya your favorite pastimeaeven though you really canat afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreamsalike buying a home or starting a family? If so, girl, itas time to get your credit straight!These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, itas all too easy to start racking up debtaand even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow!, financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedomaalong with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how to: ac Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every timeac Find ways to supplement your incomeac Consolidate loans to pay off debt faster, decrease stress, and save time and moneyac Negotiate with your creditors to come up with a payment plan that works for youac Discover the best loans to use for refinancing debt or making major new purchasesac Understand how credit bureaus work--and take steps to improve your scoreFilled with Bridgforthas warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women whoave restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debtafor good.home loan, for example, that youa#39;ve consistently paid back in the past ten years according to the agreement will ... A business loan through a credit union? ... The score also reflects the total number of accounts you have, but herea#39;s a little- known fact to keep in mind: For different credit profiles, how many is too many will vary.
|Title||:||Girl, Get Your Credit Straight!|
|Publisher||:||Crown Business - 2008-01-15|