No charges are imposed for ATM use, except a service fee for checking-account withdrawals when customers do not have free checking accounts. ... Both MNBa#39;s 350, 000 Master Charge cardholders and 20, 000 BankQuick debit-card accounts have access to the service. ... The banka#39;s primary purpose with its ATM system is to gain experience in EFT now in order to be ready to take full advantage of aanbsp;...