In the first essay I use data from the 1998 National Survey of Small Business Finance to estimate the probability that a small business owner uses a personal credit card. I find that owner's education, being a sole proprietor and being discouraged from applying for loan for fear of rejection to be significant factors in determining personal credit card use.TABLE OF CONTENTS Essay 1 1-43 References 44-46 Essay 2 47-76 References 77-80 Essay 3 81-145 References 146-150 LIST OF TABLES AND FIGURES Essay 1 Table 1.1 3 Figure 1.1 16 Table 1.2 21 Table 1.3 27 Table 1.4 33, anbsp;...
|Title||:||Complex Transactions: Race and Relationships in Small Business Finance|
|Author||:||Rita Varisa Patraporn|
|Publisher||:||ProQuest - 2007|